FinTrends

Regulatory reporting: From compliance to value

Tue, 07 Apr 2026 13:46:39 +0000

Regulatory reporting is evolving, fast. With tighter deadlines, exploding data volumes, and game-changing tech, banks face a pivotal moment. How can they turn compliance into a competitive edge? Sébastien Polèse, General Manager for Reporting & Risk at SBS, joins us to unpack the future: from breaking data silos to leveraging AI for real-time insights. Tune in to discover how leading institutions are rethinking regulatory reporting for 2026 and beyond.

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Dans les coulisses de l’événement Connect MEA 🇫🇷

Thu, 19 Mar 2026 15:35:21 +0000

Et si la finance commençait vraiment par le terrain ? Dans ce nouvel épisode Fintrends, je reçois Camil Bennani‑Smirez, General Manager SBP Core Amplitude chez SBS, à l’occasion de l'événement Connect MEA, à Doula (24 mars) et Abidjan (26 et 27 mars). Camil y raconte comment un événement né il y a quelques années à Abidjan est devenu un rendez‑vous incontournable pour les banques africaines, au point d’inspirer toutes les régions de SBS. Entre inclusion financière, microfinance, data, IA et digitalisation, il partage une conviction forte : ce sont les solutions pensées localement (parfois co‑designées directement avec les clients) qui transforment réellement l’accès aux services financiers. Un échange résolument ancré dans les réalités africaines.

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An insider view on the MEA Connect event

Thu, 19 Mar 2026 15:23:41 +0000

What if finance really did start at the grassroots level? In this new episode of Fintrends, I’m joined by Camil Bennani-Smirez, General Manager of SBP Core Amplitude at SBS, ahead of the Connect MEA event in Douala (24 March) and Abidjan (26 and 27 March). Camil explains how an event launched a few years ago in Abidjan has become an unmissable gathering for African banks, to the point of inspiring all regions within SBS. Spanning financial inclusion, microfinance, data, AI and digitalisation, he shares a strong conviction: it is locally devised solutions (sometimes co-designed directly with clients) that truly transform access to financial services. A discussion firmly rooted in African realities.

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The brilliant basics of modern lending

Wed, 04 Mar 2026 08:21:30 +0000

What does it really take to be a modern lender in 2026? In this episode, James Powell, Head of Lending, Global Accounts and Market Development at SBS, shares a clear-eyed view on why lenders are becoming technology companies, why focus matters more than ever, and where real value is created across the lending journey. From AI and SaaS to customer experience and trust, this conversation cuts through the noise to what truly drives progress.

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Borrowing in 2026: What you’ll actually experience

Tue, 24 Feb 2026 08:43:29 +0000

In this episode, we sit down with Andrew Steadman, Chief Product Officer at SBS, to explore the lending trends borrowers will genuinely feel this year and beyond. We cut through the noise around AI to look at where it is actually delivering value for borrowers, and where it’s falling short due to poor data quality, lack of transparency, and trust issues. Andrew shares how better use of data, particularly through open banking, can lead to fairer, more informed loan decisions that protect both lenders and borrowers. We discuss why explainability is critical for AI-driven decisions, what lessons the industry has learned the hard way, and how regulation is shaping a more transparent future. The conversation also turns practical: what are the first simple steps lenders can take to make real progress without overhauling their entire systems? Finally, we fast-forward two years to imagine what lending could look like, what will be faster, cheaper, or safer, what role humans will still play, and why the borrower experience at the point of need remains the biggest opportunity for change.

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Making partners work for you

Mon, 26 Jan 2026 12:48:06 +0000

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BNPL B2B: Le levier qui augmente vos ventes de 15% et fidélise vos clients 🇫🇷

Tue, 16 Dec 2025 15:22:37 +0000

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B2B BNPL : Increase sales by 15% and build loyal customers

Tue, 16 Dec 2025 15:22:27 +0000

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From drop-off to engagement: Rethinking digital banking journeys

Mon, 01 Dec 2025 11:03:45 +0000

Why do up to 60% of customers abandon digital onboarding? How can banks turn friction into a smart advantage for growth and compliance? In this episode of FinTrends, Hassan Nasser, Deputy General Manager for Digital Engagement at SBS, shares practical insights on reducing drop-offs, leveraging digital ID wallets, and transforming origination into a seamless, engaging experience. Tune in to discover how banks can move from “widget soup” to unified journeys, and why compliance can become your competitive edge.

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From data to trust: why banks must get personal now

Mon, 24 Nov 2025 10:50:20 +0000

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Wero: The wallet that’s changing payments forever

Thu, 20 Nov 2025 10:17:20 +0000

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Hyper-personalization: The key to customer growth in banking

Fri, 07 Nov 2025 14:12:06 +0000

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Bank or building society? What you need to know

Mon, 03 Nov 2025 10:39:41 +0000

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The age of invisible banking

Tue, 28 Oct 2025 08:00:53 +0000

What if banking wasn’t something you did, but something that simply happened? In this episode, we explore how financial services are vanishing from view and embedding themselves into everyday life. From AI-powered personalization to real-time payments and open finance, discover how banks are transforming into silent partners: anticipating your needs, automating decisions, and delivering seamless experiences before you even ask. Join us as we decode the rise of invisible banking, where friction fades, trust deepens, and finance becomes intuitive, ambient, and everywhere.

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Core banking: Reimagined for the customer

Wed, 30 Jul 2025 14:48:22 +0000

In this episode, we explore how next-gen core banking platforms are transforming the industry, one customer journey at a time. Our guest, Valmina Prezani, Head of Product Management for Digital Core at Sopra Banking Software, walks us through what it really means to build a core system around customer needs, not just operational efficiency. From shifting expectations in both retail and corporate banking to the challenges of moving away from legacy systems, we unpack what’s holding banks back and how a modern core can be a true strategic enabler. Valmina also shares real-world examples, best practices, and advice for banks ready to modernize without disrupting what matters most: the customer experience. Let’s dive in.

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AI for all: building technology that leaves no one behind

Mon, 23 Jun 2025 13:42:47 +0000

In this powerful episode, we dive into how gender bias in AI isn't just a tech problem—it's a sustainability issue, too. Join Bettina (Head of Sustainability at SBS), Dana (AI & Data Analytics Lead at SBS), and Shalien (Head of Product Design at SBS)—as they break down the hidden connections between inclusive technology and environmental impact : Why does AI often disadvantage women and marginalized communities? How can fairer algorithms also be greener? What are banks doing to design apps that really work for everyone?

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Beyond swipes & scrolls: What banking UX can learn from the best digital experiences

Fri, 18 Apr 2025 12:25:04 +0000

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Net Zero Software Operations : What is truly possible?

Fri, 24 Jan 2025 16:56:32 +0000

“Every little bit counts”. Throughout the podcast, Bettina keeps repeating this phrase which, like an anaphora, punctuates the discussion, highlighting both the impactful achievements companies can aim for and the meaningful contributions employees or individuals can make on their own toward net-zero software operations.

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Cryptocurrencies: the future of money or a trend running out of steam?

Thu, 25 Jul 2024 14:26:36 +0000

As the Head of Innovation at SBS, Alexandre Eich Gozzi has been deeply passionate about cryptocurrencies since 2012. A decade after founding the cryptocurrency department at SBS, he’s back with fresh insights. Join him as he tackles a pressing question: "Are cryptocurrencies the future of money or just a fleeting trend?"

Dive in to hear Alexandre's take on the environmental impact of crypto, whether it can withstand the rise of the digital euro, the security challenges it faces, and why banks should invest in this space—and why many haven't yet.

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Cryptomonnaies : futur de la monnaie ou tendance à bout de souffle ? 🇫🇷

Thu, 25 Jul 2024 14:26:18 +0000

Directeur de l'Innovation chez SBS, Alexandre Eich Gozzi est passionné par les cryptomonnaies depuis 2012. Une décennie après avoir fondé le département des cryptomonnaies chez SBS, il revient avec des perspectives fraîches. Rejoignez-le pour explorer une question cruciale : « Les cryptomonnaies sont-elles l'avenir de l'argent ou une tendance à bout de souffle ? »

Écoutez Alexandre démêler la réalité derrière l'impact environnemental des crypto, déterminer si les cryptomonnaies survivront à l'euro numérique, explorer les défis en matière de sécurité, et comprendre pourquoi les banques devraient investir dans les cryptomonnaies et pourquoi beaucoup ne l'ont pas encore fait...

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How the revolution of Gen AI is reshaping the banking and financial sector

Fri, 12 Jul 2024 12:40:36 +0000

In this episode, tune in to Christophe SORRÉ, IBM France CTO for Financial Services & Consumer Industry, as he unravels how generative AI is shaking up the banking and financial industry...

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Comment l’IA générative révolutionne l’industrie bancaire et financière 🇫🇷

Fri, 12 Jul 2024 11:52:22 +0000

Christophe SORRÉ, CTO de l’industrie des services financiers & de la grande distribution chez IBM France, décrypte la façon dont l’IA générative révolutionne l’industrie bancaire et financière. Découvrez l'ampleur de cette disruption qu'il compare à l'impact du cloud computing comme nouveau paradigme de consommation des services IT, il y a plus de 20 ans...

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Open Finance : Where are we in 2024?

Fri, 12 Jul 2024 11:32:30 +0000

Dive into the dynamic world of Open Finance as it carves out its space within the banking landscape. While Open Banking’s definition remains elusive, Europe has adeptly outlined the contours of Open Finance. With this paradigm shift, we’re not just defining finance; we’re sculpting a future where finance serves both individuals and businesses. It’s a thrilling journey as we construct the finance of tomorrow in an open world that extends far beyond finance!

Find more insights, news, and articles in our blog.

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Open banking : a buzzword invented by marketers?

Fri, 12 Jul 2024 11:31:06 +0000

FinTrends is a podcast series launched by SBS to delve into the hot topics of the finance sector. And right now, Open Banking is the talk of the town…

While we've been tossing around the term 'Open Banking' for about a decade, it's evolved into a multifaceted subject, far from being crystal clear in its essence.

So, what's really behind this marketing buzzword? That's precisely what we unravel in this three-episode series.

Our guest, in this series aims to keep the focus on what is really relevant. He guides us in understanding the purpose of Open Banking, its limitations, and what we currently need to foster the development of tomorrow's value-added services.

To bring back what is really important, we take a trip down memory lane to the genesis of this concept born in the early 2000s…

Find more insights, news, and articles in our blog.

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From Open Banking to Open Finance

Fri, 12 Jul 2024 11:31:03 +0000

Why move from Open Banking to Open Finance?

Join Bruno Cambounet, Head of Research at SBS, on this podcast journey as he unravels the limitations of Open Banking and the necessity to transition towards Open Finance.

FinTrends, a podcast series by SBS, brings you insightful discussions on the hottest topics in the finance sector. Don't miss out on the latest insights into the dynamic world of Open Banking.

Find more insights, news, and articles in our blog.

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De l'Open Banking à l'Open Finance 🇫🇷

Fri, 12 Jul 2024 11:07:54 +0000

Alors que l'on parle de l'Open Banking depuis une dizaine d'années, c’est un sujet devenu protéiforme et dont l’objet est finalement loin d’être précis.

À quoi sert l’Open Banking ? Quelles sont ses limites ? De quoi avons-nous aujourd’hui besoin pour développer les services à valeur ajoutée de demain ?

Dans cet épisode, notre invité nous explique comment le partage des données a permis la collaboration en temps réel entre les banques et les fintechs. Mais aussi, pourquoi il est nécessaire d'aller vers l'Open Finance.

Il répond à toutes nos interrogations, c’est Bruno Cambounet, Head of Research chez SBS. Ça se passe sur FinTrends : une série de podcasts lancée par Sopra Banking Software pour traiter les sujets brûlants du secteur de la finance.

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Open Finance : Ce qu'il faut savoir en 2024 🇫🇷

Fri, 12 Jul 2024 10:05:00 +0000

Où en sommes-nous exactement en 2024 ? Dans cet épisode, plongez dans le monde dynamique de l’Open Finance, qui se fraye une place de choix dans le paysage bancaire. Alors que la définition de l’Open Banking reste floue, l’Europe a habilement défini les contours de l’Open Finance. Avec ce changement de paradigme, nous ne nous contentons pas de redéfinir la finance ; nous façonnons un avenir où la finance sert à la fois les particuliers et les entreprises. C’est un voyage palpitant où nous construisons la finance de demain dans un monde ouvert qui dépasse largement les frontières de la finance !

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Open Banking : La genèse d'un buzzword marketing 🇫🇷

Thu, 11 Jul 2024 09:55:17 +0000

Comment est apparu l’Open Banking ? Qu’est-ce que ça signifie ? Quand le concept a-t-il explosé ? À quelles menaces et comment les banques ont-elles réagi ? Et quel rôle décisif le régulateur a-t-il joué ? Où en est-on aujourd’hui ? Allons nous vers la finance ouverte ? Comment ? Qu’y a-t-il derrière tous ces buzzwords marketing ? Et tant d’autres….

Alors que l’on parle d’ « Open Banking » depuis une dizaine d’années, c’est un sujet devenu protéiforme et dont l’objet est finalement loin d’être précis.

Dans cette série de 3 épisodes, notre invité veut “remettre l’église au centre du village”. Il nous aide à comprendre à quoi sert l’Open Banking, quelles sont ses limites, et ce dont nous avons aujourd’hui besoin pour développer les services à valeur ajoutée de demain.

Et pour replacer l’église au centre du village, nous commençons par les fondamentaux, dans ce premier épisode, en revenant sur la genèse de cette notion née au début des années 2000…

Il répond à toutes nos interrogations, c’est Bruno Cambounet, Head of Research chez SBS. Ça se passe sur FinTrends : une série de podcasts lancée par Sopra Banking Software pour traiter les sujets brûlants du secteur de la finance.

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